Restaurant Insurance - Business and Personal Insurance to Fit Your Needs
A Menu of Insurance Options Accessible for Restaurants in Nevada and a Selection of Other States
Developing a recipe for comprehensive insurance coverage can be a challenge, especially for food service establishments. From customer slips and falls to establishing food contamination protection, there is a lot on the plate of restaurant owners when it comes to risk. At Centurion Insurance Services, we boast more than 60 years of combined experience in identifying such risks and countering with adequate restaurant insurance protection.
Our agents are licensed to write restaurant insurance policies in Nevada, Arizona, Colorado, California, Texas, and Utah. Although we are based in Henderson, Nevada, almost all policies can be written by phone or email – no need for in office visits.
Restaurant Insurance Specifically Catered to Dining Establishments – From Franchises to Fine Dining
Whether you operate a local pizza shop, manage a franchised establishment, or sell from a food truck, we can design an insurance portfolio fitting to your unique business requirements. From the start, our agents take a white glove approach to client service – learning the ins and outs of your food service operation. Taking time early in our process provides the chance to thoroughly review existing coverage and identity any gaps in protection.
A restaurant insurance portfolio from Centurion Insurance Services combines coverage from our traditional business insurance program with protection specifically written for the food service industry. For restaurants administering a delivery service, commercial auto insurance is an essential asset to include. If alcohol is on the menu of your restaurant, pub, or bar, liquor liability coverage must be addressed.
Our agents are knowledgeable of all the policy intricacies associated with food service. We are available to guide clients through a full menu of options, including but not limited to:
- Liquor Liability
- Cyber Liability
- Slip and Fall Liability
- Food Contamination Coverage
- Workers Compensation
- General Commercial Liability
- Employment Practices Liability Insurance (EPLI)
- Employee Dishonesty
An often-overlooked protective measure, we recommend clients consider is employment practices liability insurance (EPLI). This type of coverage can secure a business from claims of discrimination, wrongful termination, harassment, and other employment-related issues.
To gain additional insight into the insurance solutions available for restaurant owners, please contact an agent.
Insurance Agents Partnering with Restaurant Owners
Even after the initial restaurant insurance policy is produced, our staff will continue monitoring coverage for accuracy and affordability. Annual reviews are conducted for all restaurant policies, alongside midterm check-ins.
As an independent insurance agency, we shop many reputable insurance companies to find the best policy and price, including Nationwide Insurance, Travelers, The Hartford, Badger Mutual, and Liberty Mutual.
If you are interested in developing your own recipe for protection, request a quote today.
- Safegurards to Help Prevent Foodborne Illness (Nationwide Insurance)
- Food Service Insurance Details (Insurance Information Institute (III))
- Nevada Office of Food Security (Nevada Division of Public and Behavioral Health (DPBH))
- Materials for Small Businesses (U.S. Small Business Administration (SBA))
At Centurion Insurance Services, we’re proud to provide restaurant insurance in Henderson, Las Vegas, North Las Vegas, Summerlin, Boulder City, and Mesquite, NV. We’re licensed to serve six states, including Nevada, Arizona, Colorado, California, Texas, and Utah.