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Gun Owners Liability

Diane is so amazing. She has handled all of our insurance needs as new Nevada residents. She is thorough and very quick with quotes! We appreciate her so much! Auto, Business, RV & Home

Connie Peterson

Gun Owner's Liability Insurance

Being a gun owner is a great responsibility and can be a necessary line of defense should you, your family, or your property be seriously threatened. Did you know that you can combine self-defense liability insurance with your home, condo, townhome, or renters insurance policy?

insurance for self-defense during a home invasion

Liability insurance for gun owners is now automatically included in many of our homeowners insurance policies. You no longer have to buy a separate, expensive policy. Being protected by this policy is important because even if you are acting in self-defense, the intruder and the intruder’s family can still try  to sue you.

The language in the policy that pertains to gun owners includes coverage for "reasonable force by an insured to protect persons or property." The coverage comes in amounts of $100,000, $300,000 and $500,000.

Protection, No Matter Where You Live

This coverage is not offered by State Farm, Allstate, or Farmers Insurance companies. We write your policy with a large, national, A-rated insurance company that issued over one billion dollars in homeowners insurance last year. The cost of the homeowners policy is very competitive and the language essential to gun owners is built in at no extra cost.

Switching from your current home insurance policy to ours is very easy. More details will be available soon.


Your privacy as a gun owner is important to us.

  • You do NOT have to disclose if you own a gun.
  • You do NOT have to provide a list of each gun or the ammunition you own.
  • You do NOT have to notify us when you buy or sell additional guns or ammunition for this coverage.

Get Your Quote for Self-Defense Liability Insurance

Connect with a Centurion Insurance Services agent to find out more about this new offering.  

Get a Quote